Athens Ohio Farm Insurance – The Best in Ohio!
Although we hate to admit it, accidents happen and it’s better to be safe than sorry. Stay prepared by having the best farmers insurance in Ohio possible. There are various options out there for Athens Ohio farm insurance, and O’Nail Hartman Insurance is here to help! We don’t just offer competitive rates but are also available in The Plains, Nelsonville, Chauncey and Logan. Many of you may ask as to why it’s so important to have farmers insurance, well let’s chat more about it…
Top Farming Accidents
Although agricultural work in Ohio can be immensely satisfying, a great location for overall farm life and provide the perfect space for a growing family, it’s also dangerous. From handling heavy equipment to operating machinery, farm work is not only detrimental to the body but can cause serious injuries which can lead to permanent consequences and / or disabilities.
Let’s refresh on several reasons why Athens Ohio farmers insurance is important… From farm machine entanglements to farm structure falls, tractor overturn deaths and suffocation accidents, each year can be a burden without proper farm insurance. An experienced farmer can unfortunately be at risk for accidents but what about guests?
Other top farming accidents can sometimes result in lawsuits against the owner(s). Someone may slip on muddy ground, or have an allergic reaction unbeknownst to them while on your property. Maybe someone brought their children over and the kids decide to climb up a loose tree branch or mess with the tractor controls… whatever the scenario might be, the key is to be prepared for the worst.
Photo by Timothy Eberly – https://unsplash.com/@timothyeberly
Employees are yet another factor in your farming business to be mindful about. An employer must provide a safe work environment and (you guessed that right), insurance coverage for work related injuries and accidents. Or maybe you’re venturing into Ohio “agritourism” which many farmers use nowadays. You might want to make some extra cash during the winter months and thus you create activities such as corn mazes, haunted hayrides, provide space on your farm for special party events, or give guided farm tours. Consider getting additional liability coverage to protect yourself, your property and livestock while providing an awesome guest experience with a peace of mind.
Every business is at risk for being sued and here at O’Nail Hartman Insurance, we want that thought to be the least of your worries. With proper insurance coverage, there is a safety net. Regardless of whether you have a small or large facility, farmers can only control so much. From bad weather, to having a bug infestation to floods and possibly drought, it’s important to have the appropriate Athens Ohio Farm insurance for your business.
Agritourism: A Way of Life for Many
As we briefly mentioned above, agritourism is defined as any activity that brings visitors to a ranch or farm. There are many different types of agritourism around the world and can sometimes refer to farm stays, most frequently found in parts of Europe. If you live in the midwest, chances are you’ve participated in some kind of agritourism within your own city or suburb. From navigating a corn maze to picking fruit or visiting a farm to feed animals, agritourism brings fun for the whole family. As a farm or ranch owner, Farm Insurance Athens Ohio is a must. Keep your loved ones and visitors safe with the best farm insurance coverage in Ohio.
Call O’Nail Hartman Today!
O’Nail Hartman Insurance now provides services to folks in the areas of Logan, Nelsonville, The Plains, Chauncey, Athens, and many Southeast Ohio regions. Call or email us to discuss your current or future farm insurance plans in Athens, Ohio and beyond!
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