Renters Insurance for Athens Ohio
We offer renters insurance solutions for students of Ohio University, and Hocking College alike. Our rental property insurance options can fit any budget, and is tailored to renters in Athens, Nelsonville, and the Plains Ohio.
Renters Insurance Application
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Athens being a college town, the rental market is hot hot hot!
Even though you don’t own the apartment you rent, there are several reasons why renters insurance is a smart investment for your peace of mind and wallet:
Protecting your belongings:
Covers personal property: Standard renters insurance covers your belongings like furniture, appliances, electronics, clothing, and valuables in case of damage or theft due to covered perils like fire, theft, vandalism, and certain water damage. This can save you thousands of dollars replacing your possessions after an unexpected event.
Additional living expenses: If your apartment becomes uninhabitable due to a covered peril, renters insurance can cover additional living expenses like hotels, meals, and temporary housing while your apartment is repaired or rebuilt.
Liability protection: Renters insurance provides liability coverage in case someone gets injured or their property is damaged while visiting your apartment. This can help protect you from lawsuits and
financial losses arising from such incidents.
Additional benefits of Rental Property Insurance:
Affordable: Renters insurance is generally very affordable, typically costing around $15-30 per month, depending on various factors.
Peace of mind: Knowing your belongings and potential liability are protected can offer significant peace of mind and allow you to focus on enjoying your life in the apartment.
Required by some landlords: Many landlords require their tenants to have renters insurance as a condition of the lease.
Remember:
Landlord’s insurance only covers the building itself, not your belongings.
Standard renters insurance excludes certain perils like floods and earthquakes. Separate coverage might be needed for these.
Other Insurance Services Available
Business Insurance
Small Businesses in Athens and Southeast Ohio have special insurance needs.
Home Insurance
Fires, Tornados and Tree Damage are just some examples of what we protect against.
Flood Insurance
When the rains come, O’Nail Hartman Insurance is here to help, for over 50 years!
Our Customers
“Always provides excellent assistance every opportunity. I have been customer for over 35 years while insuring homes and cars.”
– Marty Walsh
“Brent not only knows his job, he’s thourough, empathetic, and all about making Athens County better. . Incredible human
– M Gee
“I have always found O’Nail-Hartman to be responsive and helpful. You are willing to work with me to ensure I understand all of my options.”
– Leanne LeMaster-Sams